Shopping posts

2008May28
Help on completing a mortgage loan application
40.58K views
by Raj Singh

Most people can buy the everyday items without borrowing in the Unites States. Buying lunch, for instance, would involve cash. How about when buying a home? Buying a home does not actually involve any cash. The transaction is with checks or wire transfers because of the amount of money involved. Buying a lunch could just be under $10 while the price of the home is thousands or millions of dollars. In the latter, who is that kind of money in cash and skills to count?

2008May19
Getting ready to buy a home
48.35K views
by Raj Singh

A home is a good investment because as opposed to renting you are putting your money into something that lasts for long time. In addition, the property may grow in value. This means when you sell the home in the future, you may get more money than you paid. Conversely, if the home values drop, you may loose your money. Lately, the economy is showing signs of the home values dropping and home owners losing money. But this is good for the buyer who can afford it because he can now get the property for less. However, if the prices drop further after the buyer has purchased the house, the buyer will loose money if he decides to sell it.

2008May11
Buying access to Internet service
58.97K views
by Raj Singh

Needless to say now there are many internet service providers (or ISPs) offering range of access services to enable people go online. Does any one remember the dial-up service? In the early days of the internet, dial-up was the norm for accessing internet. However, as the internet connectivity has become more sophisticated, internet service providers have come up range of services to connect PCs, cell phones, laptops, and other mobile devices.

2008April29
Buying a used car from a private party or owner
41.82K views
by Raj Singh

Cars have become a lot more reliable and safer over the years. As such, buying a used car is often of high quality at tremendous savings â€" when comparing to a new car. But savings should never mean buying a risky car that keeps you in the repair shop or encounter other problems such rolled back or disconnected odometer, or salvaged history. So given the risks associated with buying used cars, why do people still why used cars? Here are some reasons:...

2008April26
Your guide to shopping online
47.98K views
by Raj Singh

Instead of running to a store with your wallet, you can conveniently shop at your home or office PC. If you want greater convenience, shopping can also be done without a PC, using a mobile device (such as a mobile phone) connected to the internet. Realize, however, shopping online is a risky proposition if you don't know how to safely shop online. Here we present number of clues to help you make your online shopping experience a safer and secure.

2008April15
What you may not know about grocery shopping
43.61K views
by Raj Singh

How do grocery stores make you and others grocery shoppers spend more than it was planned? Well, they use number of ways to have you spend more, every time. And, you may not have realized this is happening. In business, everyone wants to make money but this does not mean an educated food shopper has to spend more than necessary. So educating yourself with the information presented here is a good defense against falling for food store tricks.

2008April2
Essentials of buying a new car
65.36K views
by Raj Singh

Having a reliable car not only keeps you away from repair shops but also makes a better use of any car payments you make. If, on the other hand, the car is riddled with problems, it is difficult to stay of repair shops. No one wants a car with troubles. Buying trouble free cars requires research. A good place to start is to take those people who have the car you are considering to purchase. You can also look at the consumer reports magazines to find repair data and ratings of the car model and year you desire.

2008March24
Buying from an auto auction
45.38K views
by Raj Singh

There are many ways to help you find a car or truck you desire. If you have purchased a car in the past, you probably bought it at a car dealership or from a private seller. But did you know an auto auction is also a place to get a best deal?

2007November2
Boosting your redemption power on reward cards
49.08K views
by Raj Singh

It is difficult to imagine a credit card today that does not offer some type reward to its holder on its use. Credit card companies on credit cards and banks on their bank cards offer points each time the customer makes a qualifying purchase. The purchase could be small as shopping for a gallon of milk at a grocery store to something pricier such as making repairs to your car at a car dealership service facility. In any case, the card companies want your loyalty and will reward you for your repeated business. If you pay cash for your purchase, you won't earn the extra incentives associated for the purchases.

2007October19
Buying a car
52.76K views
by Raj Singh

When it comes to buying a car, it is a no mystery it should be something that the buyer can afford. Whether it is new or old, the money has to come from some place. When it comes to giving our money, we should be careful with our spending decision. The affordability of the car is one factor that will greatly influence our buying decision.

2007September28
Introduction to buying a home in the US
42.98K views
by Raj Singh

In the US, for many people owning a home is part of the American Dream. While owning a home has many benefits, the ownership brings many responsibilities such as mortgage payments, home insurance, and property taxes. Here are some quick points for owning versus renting:

2007July31
Finding a child caregiver provider
42.92K views
by Raj Singh

While you and your spouse are at work, your young ones may need a responsible childcare giver. Choosing the child care provider for your children is an important decision. As you make this decision, you not only should think about the cost of the care but also the quality and distance from your jobs home.

2007May5
Renting an apartment or home
31.03K views
by Raj Singh

Monthly housing cost can be 25% or more of your income. If you go to a new place, you may decide to live with your friends, family members or temporary housing provided by religious or community organizations. If you have job and ready to move into your place, here are some tips on how to find a place to live:

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